| Month | Interest Rate Spread | Base Rate Monthly | 3 Month Average |
| Mangsir 2081 | 4.59% | 9.74% | 9.93% |
| Kartik 2081 | 4.56% | 9.37% | 9.74% |
| Ashoj 2081 | 4.57% | 9.98% | 9.91% |
| Bhadra 2081 | 4.57% | 9.88% | 10.02% |
| Shrawan 2081 | 4.59% | 9.88% | 10.59% |
| Asadh 2081 | 4.58% | 10.04% | 10.08% |
| Jestha 2081 | 4.57% | 9.94% | 10.26% |
| Baishakh 2081 | 4.57% | 9.99% | 10.53% |
| Chaitra 2080 | 4.57% | 9.98% | 11.11% |
| Falgun 2080 | 4.59% | 10.31% | 11.51% |
| Magh 2080 | 4.60% | 11.06% | 11.71% |
| Poush 2080 | 4.58% | 11.24% | 11.79% |
| Manshir 2080 | 4.60% | 11.44% | 11.85% |
| Kartik 2080 | 4.59% | 11.81% | 11.95% |
| Ashwin 2080 | 4.58% | 11.82% | 13.09% |
| Bhadra 2080 | 4.57% | 11.67% | 13.09% |
| Shrawan 2080 | 4.59% | 11.19% | 13.78% |
